financial support for retirees

Whatever financial issues are holding you back from enjoying retirement, we’re here to help.

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learn to thrive in retirement – not just survive it. 

Retirement is your time to try new things, reach new goals and enjoy some well-deserved rest, but sometimes, things don’t go to plan. From unexpected bills to managing debt, many people like you face all sorts of challenges every day. No matter what you’re going through, we’ll work with you to find a solution, and help you reach your retirement goals – whatever they might be. 

Are you concerned about finances? Get in touch today to see how we can help you.

 

no problem is too big or too small.

From unexpected bills to managing debt, many people like you face all sorts of challenges every day. No matter what you’re going through, we’ll work with you to find a solution.

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managing debt 

Is debt preventing you from having the retirement you want? Get in touch and we can help you find debt support that suits you and your circumstances.

 

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carer support 

Looking after a loved one? It shouldn't have to cause financial strain. We can offer financial support, to help both you and the person you care for.

 

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pension guidance  

It can be daunting facing retirement without a pension plan in place. If you need assistance planning your finances for retirement, get in touch.

 

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unexpected bills 

We're here for those last-minute curveballs. If you have an unexpected financial concern that you're not prepared for, we'll do what we can to help.

 

 

are you struggling to budget effectively?

If you’re struggling with debt, have never budgeted before or are spending more than you’d like each month, it's probaby the right time to create a budgeting plan. Explore our resources and self-helop guides.

 

 

how to tell if you're being scammed - and what to do about it

Worried about being scammed? It can be scary, especially if you don't know what to look out for. Luckily, we've broken down everything you need to know in order to be vigilient when it comes to fraud and scams.

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pensions: what to do if you haven't got one

If you haven't got a pension, you could be worried about how you're going to afford to live when you retire. Here we discuss what your options are if you don't have a pension to fall-back on during retirement.

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pension calculator

Use MoneyHelper’s pension calculator to find out how much you need in retirement and how much you’re on track for.

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how to trace old pensions

unsure what pensions you have or where they are? follow our simple tips to find out.

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retired and in debt? here are your options

In debt and retired? It can be a daunting time. We've broken down what you can do.

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budgeting

If you're overspending each month, it may be time to set up a budget. Our useful tools can help you to start.

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taxes, planning, and private pensions: what you need to know

There can be a lot to understand during your retirement. We've broken down what you need to know about taxes, planning and private pensions.

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your questions answered 

Who is eligible for support?

We support past and present members of the Institute of Chartered Accountants of England and Wales (ICAEW), ACA students, ICAEW staff members, and the family and carers of members and students. 

  1. No matter where your career takes you, past and present members of the Institute of Chartered Accountants of England Wales (ICAEW) are eligible for caba’s services for life, even if you change your career and leave accountancy 
  2. ACA students (ICAEW Provisional Members) who are either an active student or have been an active student within the last three years are eligible for caba's services 
  3. Past and present staff members of the ICAEW or caba are eligible for caba's services for life, even if you leave either organisation. Please note, for former employees, our financial support is only available to those who have had five years continuous employment with either organisation 
  4. Family members and carers of either an eligible past or present ICAEW member, ACA student or past or present employee of the ICAEW or caba are eligible for caba's support. We define a family member as a: 
    1. spouse, civil partner or cohabiting partner 
    2. widow, widower or surviving civil partner who has not remarried or cohabiting with a partner 
    3. divorced spouse or civil partner who has not remarried or cohabiting with a partner 
    4. child aged up to 25. Please note, children aged between 16 and 25 are not eligible for individual financial support 
    5. any other person who is dependent on the eligible individual supporting them financially or are reliant on the eligible individual’s care 
    6. any other person on whom the eligible individual is reliant, either financially or for care 

You can find out more about our available support both in the UK and around the world on our support we offer page and by using our interactive eligibility tool

Are your services means-tested?

If you need financial support, we carry out a means test where we consider income, expenditure, capital and assets.  

*Please note none of our other services are means-tested. 

I’m an accountant, but not a member of ICAEW, can you still help?

Unfortunately not. We only support past and present ICAEW members, their carers and their families. If we are unable to support you, where possible we will point you to help elsewhere.

caba has supported me in the past; can I receive support from caba again?

We understand that circumstances change. If we’ve helped you in the past there’s no reason why we can’t help you again. You can contact us at any time. Please call us if you need our help.

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