paying for care

19 Nov 2023

Beginner’s guide to paying for long-term care

If you need care, the first step is work out what level you need and if you can afford it. We’ll guide you through the process, including how to check if you qualify for funding. What’s In this guide Sort your finances first  Check if you’re entitled to any benefit payments  Consider if family could […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Benefits to help with your disability or care needs

If you have care needs or a disability – or you’re caring for someone who does – there are benefits to help you manage with the extra costs. Some of these benefits aren’t affected by income or savings, and you might be able to keep them if you have to go into a care home. […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Claiming on insurance to help cover the costs of care

Don’t pay for care costs before seeing if you can claim on an existing insurance policy. If you’ve taken out health insurance before, it might be helpful now. Check for insurance policiesCase study   Think carefully. Check whether you, or someone you’re caring for, has any of the following: Life insurance that has a cash-in […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Deferred payment agreements for people who own their own home and are moving into a care home

If you’re moving into a care home and most of your money is tied up in your home, your local council might offer you a deferred payment agreement. What’s in this guide Deferred payment agreements explained  When might you use a deferred payment agreement?  Am I eligible to use a deferred payment agreement?  Are there […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Do I qualify for NHS continuing healthcare funding?

In England, Wales and Northern Ireland, if you have a disability or complex medical problem, you might qualify for free NHS continuing healthcare. What is NHS continuing healthcare? If your primary need is a ‘health need’, the NHS is responsible for providing and funding all your needs, even if you’re not in hospital. For example, […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Get financial advice on how to fund your long-term care

If you’re working out how to pay for long-term care – for yourself or a loved one – an impartial care fees adviser can offer unbiased expert advice. Find out more about what they can do for you, how they’re paid and how to choose one that’s right for you. What’s in this guide Where […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Help funding care – how to get advice

If you’re not sure how to pay for care, like care home fees, it’s worth getting financial advice. Here’s how a specialist care fees adviser could help, how much they cost and where to find the right one. What’s in this guide What is a specialist care fees adviser?  What to expect from a specialist […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Help with long-term care costs from your local council or HSCNI

If you need help with long-term care, your local council, or Health and Social Care Trust in Northern Ireland (HSCNI), can provide support. Find out if you qualify for help and how to get a care needs assessment. What’s in this guide Do I qualify for local council, or HSCNI, funding for care costs?  What […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

How a local authority care needs assessment works

  A care needs assessment from your local authority can be the first step towards getting the help and support you need with your everyday life. The aim is to work out how much help you need to enable you to live as independently as possible. What’s in this guide What is a care needs […]

 

Source: Law Express - Client Portal

legal advice

19 Nov 2023

Immediate needs annuity

If you need a regular income now to pay for care at home or a care home, an immediate needs annuity (or immediate need care fee payment plan) could be worth looking at. The income from this type of annuity is tax free if it’s paid directly to the care provider. What’s in this guide […]

 

Source: Law Express - Client Portal

legal advice